Mortgages

During the great recession in 2008, the economy and financial system as a whole required stimulus and bailouts to keep running. This stimulus eventually got our […]

“The best time to plant a tree was 20 years ago. The second-best time is now.” Chinese Proverb My financial planner friends will say “It’s not […]

If you’re thinking about buying a home in the near future, it is never a bad idea to polish up your credit score for a mortgage application.

Not another top 4 list! No, this isn’t that. I’m a visual learner so this is my way of explaining to my clients the four critical […]

How do Lenders Set Fixed Rates? Mortgage lenders base their fixed rates off the bond market. The fixed interest rate borrowers pay is based on the […]

“Have you been pre-approved by a mortgage broker or your bank?” This is the first question you should hear when you engage a realtor for the […]

By now you have probably heard about the prime mortgage interest rate changes triggered by the Bank of Canada’s (BoC) interest rate hikes. These rate hikes […]

The first big decision when mortgage planning is determining between a fixed vs. variable rate mortgage. Although it might seem confusing to begin, these concepts are […]